Buyer's Toolkit
Know your numbers before you shop.
Free tools to help you understand what you can afford, what you'll really pay, and how to shop smarter.
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Loan Calculator
Monthly payment, total interest & full amortization schedule
Vehicle & Deal
$5,000$120,000
$0$40,000
None$40,000
Fees & Tax
0.0%12.0%
$0$3,000
Financing
0.0%25.0%
Loan Breakdown
Vehicle Price$35,000
Sales Tax$1,855
Fees$800
Down Payment− $5,000
Trade-In—
Amount Financed$32,655
$645.07
Monthly Payment
$32,655
Amount Financed
$6,049
Total Interest
$43,704
Total Cost
Cost Composition
Down + Trade-In $5,000
Principal $32,655
Interest $6,049
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $645.07 | $457.30 | $187.77 | $32,198 |
| 2 | $645.07 | $459.93 | $185.14 | $31,738 |
| 3 | $645.07 | $462.58 | $182.49 | $31,275 |
| 4 | $645.07 | $465.24 | $179.83 | $30,810 |
| 5 | $645.07 | $467.91 | $177.16 | $30,342 |
| 6 | $645.07 | $470.60 | $174.47 | $29,871 |
| Showing 6 of 60 months — click above to see full schedule | ||||